Kiva - Lend for Good 6.7.1

Dreams are universal - opportunity is not. Unlocking opportunity for people without access to traditional banking is a crucial task. Whether they are entrepreneurs, students, farmers, single mothers, or refugees, Kiva provides a platform for you to make a significant impact. By lending as little as $25 to a microfinance loan on Kiva, you can participate in re-lending and exponentially increase your impact. Join our community of 1.9 million individuals who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries.

Here's how Kiva works:

1. Choose a borrower – Browse by category and find an entrepreneur to support.
2. Make a loan – Help fund a loan with as little as $25.
3. Get repaid – Kiva borrowers boast an impressive repayment rate of 96% historically.
4. Repeat – Relend your money or withdraw your funds.

We envision a financially inclusive world where every individual possesses the power to improve their lives.

There are over 1.7 billion unbanked individuals worldwide who lack access to vital financial services. Since its establishment in San Francisco in 2005, Kiva, an international nonprofit organization, has been working tirelessly to expand financial access and support underserved communities.

Kiva accomplishes this goal by crowdfunding loans and mobilizing capital for the underserved, thereby enhancing the quality and affordability of financial services and overcoming the barriers to financial access worldwide. Through our efforts, students can now afford tuition, women can initiate businesses, farmers can invest in vital equipment, and families gain access to emergency care when needed.

By lending as little as $25 on Kiva, you possess the ability to be a part of the solution and profoundly impact someone's life. Every dollar you lend on Kiva is used exclusively for funding loans.

IT'S A LOAN, NOT A DONATION

Kiva firmly believes that lending alongside thousands of other individuals is one of the most effective and sustainable approaches to creating economic and social good. Providing loans on Kiva establishes a partnership rooted in mutual dignity and allows you to extend your reach to more individuals with the same dollar. Fund a loan, receive repayment, and fund another loan.

YOU CHOOSE WHERE TO MAKE AN IMPACT

Whether you lend to individuals in your local community or individuals located halfway across the globe (or both), Kiva presents a unique opportunity to play a special role in someone else's story. For Kiva, loans are not solely about money; they facilitate the creation of connections and relationships.

PUSHING THE BOUNDARIES OF A LOAN

Kiva commenced its journey as a crowdfunding pioneer in 2005 and consistently pursues innovation to meet the diverse lending needs of people. Through endeavors like reinventing microfinance with more flexible terms, supporting community-wide projects, and reducing borrowing costs, we strive to continuously test and learn.

LIFTING ONE, TO LIFT MANY

When a Kiva loan enables an individual to expand their business and create opportunities for themselves, it extends beyond personal growth and extends opportunities to others as well. This ripple effect can shape the future for an entire family or community.

To learn more about how Kiva works, visit: https://www.kiva.org/about/how