6.7.1 Safe to install
Empower Change with Kiva: Lend for Good

Kiva offers a unique platform that enables individuals to lend money to low-income entrepreneurs around the world, fostering economic development and social impact.
Dreams are universal - opportunity is not. Unlocking opportunity for people without access to traditional banking is a crucial task. Whether they are entrepreneurs, students, farmers, single mothers, or refugees, Kiva provides a platform for you to make a significant impact. By lending as little as $25 to a microfinance loan on Kiva, you can participate in re-lending and exponentially increase your impact. Join our community of 1.9 million individuals who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries.
Here's how Kiva works:
- Choose a borrower – Browse by category and find an entrepreneur to support.
- Make a loan – Help fund a loan with as little as $25.
- Get repaid – Kiva borrowers boast an impressive repayment rate of 96% historically.
- Repeat – Relend your money or withdraw your funds.
We envision a financially inclusive world where every individual possesses the power to improve their lives.
There are over 1.7 billion unbanked individuals worldwide who lack access to vital financial services. Since its establishment in San Francisco in 2005, Kiva, an international nonprofit organization, has been working tirelessly to expand financial access and support underserved communities.
Kiva accomplishes this goal by crowdfunding loans and mobilizing capital for the underserved, thereby enhancing the quality and affordability of financial services and overcoming the barriers to financial access worldwide. Through our efforts, students can now afford tuition, women can initiate businesses, farmers can invest in vital equipment, and families gain access to emergency care when needed.
By lending as little as $25 on Kiva, you possess the ability to be a part of the solution and profoundly impact someone's life. Every dollar you lend on Kiva is used exclusively for funding loans.
IT'S A LOAN, NOT A DONATION
Kiva firmly believes that lending alongside thousands of other individuals is one of the most effective and sustainable approaches to creating economic and social good. Providing loans on Kiva establishes a partnership rooted in mutual dignity and allows you to extend your reach to more individuals with the same dollar. Fund a loan, receive repayment, and fund another loan.
YOU CHOOSE WHERE TO MAKE AN IMPACT
Whether you lend to individuals in your local community or individuals located halfway across the globe (or both), Kiva presents a unique opportunity to play a special role in someone else's story. For Kiva, loans are not solely about money; they facilitate the creation of connections and relationships.
PUSHING THE BOUNDARIES OF A LOAN
Kiva commenced its journey as a crowdfunding pioneer in 2005 and consistently pursues innovation to meet the diverse lending needs of people. Through endeavors like reinventing microfinance with more flexible terms, supporting community-wide projects, and reducing borrowing costs, we strive to continuously test and learn.
LIFTING ONE, TO LIFT MANY
When a Kiva loan enables an individual to expand their business and create opportunities for themselves, it extends beyond personal growth and extends opportunities to others as well. This ripple effect can shape the future for an entire family or community.
To learn more about how Kiva works, visit: https://www.kiva.org/about/how
Overview
Kiva - Lend for Good is a Freeware software in the category Internet developed by Kiva.
The latest version of Kiva - Lend for Good is 6.7.1, released on 10/08/2023. It was initially added to our database on 10/08/2023.
Kiva - Lend for Good runs on the following operating systems: Android/iOS.
Users of Kiva - Lend for Good gave it a rating of 5 out of 5 stars.
Pros
- Helps connect lenders with borrowers in need around the world.
- Enables micro-lending to support small businesses and entrepreneurs.
- Provides an easy-to-use platform for making donations.
- Supports transparency by showing borrower stories and loan progress.
Cons
- Risks associated with microfinance loans, such as borrower default.
- Limited control over how the borrowed funds are used.
- Potentially higher interest rates for borrowers compared to traditional banks.
- Dependence on the platform's operational stability and policy changes.
FAQ
What is Kiva?
Kiva is a nonprofit organization that allows people to lend money via the internet to low-income entrepreneurs and students in over 80 countries.
How does Kiva work?
Users can browse through a selection of entrepreneurs seeking loans, lend any amount they wish, and receive repayments over time, which can be re-lent or withdrawn.
Can I choose who I want to lend to?
Yes, you can select borrowers based on various criteria including location, loan purpose, and repayment terms.
What are the minimum and maximum loan amounts?
The minimum loan amount is $25, while the maximum varies depending on the borrower and their needs.
Is lending on Kiva safe?
While Kiva has a strong track record and works with vetted field partners, all investments come with some risk as borrowers may default on their loans.
Are there fees for lending on Kiva?
No, there are no fees for lenders when making loans on Kiva.
How does Kiva ensure the borrowers are trustworthy?
Kiva partners with local organizations to vet borrowers and monitor their progress, ensuring they have a legitimate need for funding.
Can I get my money back if the borrower defaults?
If a borrower defaults, you may not get your funds back. However, you can use your lost funds as a tax deduction in some cases.
What happens when a loan is repaid?
When a loan is repaid, you will receive your funds back in your Kiva account, which you can then choose to re-lend or withdraw.
How can I support Kiva besides lending money?
You can support Kiva by spreading the word about their mission, contributing to operational costs through donations, or becoming a volunteer.

Pete Milner
I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.
Latest Reviews by Pete Milner
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